欧洲央行-2024年支付欺诈报告（英）-35页

2024REPORTONPAYMENTFRAUDPage2of35ContentsListofchartsandtables3Abbreviations4ExecutiveSummary51.Introduction72.Levelsofpaymentfraud103.Mainfraudtypes134.Theroleofstrongcustomerauthentication(SCA)175.Lossesduetofraud256.Thegeographicaldimensionoffraud277.Acountry-by-countryandregionalperspectiveonfraud29Annex:ReportingMethodology33Page3of35ListofchartsandtablesChart1a:Absoluteandrelativelevelsoffraudbytypeofpaymentinstrument(invalues)................10Chart1b:Absoluteandrelativelevelsoffraudbytypeofpaymentinstrument(involumes)............11Chart2:Averagevalueofatransactionandafraudulenttransactionbypaymentinstrument..........12Chart3:Valuesharesofnon-remotelyversusremotelyinitiatedpaymenttransactionsandfraud...13Chart4:Volumesharesofnon-remotelyversusremotelyinitiatedpaymenttransactionsandfraud14Chart5:Compositionofthevalueoffraudbymaintypesoffraud.....................................................15Chart6:Compositionofthevolumeoffraudbymainfraudtypes......................................................15Chart7:Compositionofthevalueandvolumeofcardfraudbyinitiationchannelandfraudtype(H12023)......................................................................................................................................................16Chart8:ShareofSCAvs.non-SCAtransactionsforcredittransfers,cardande-mo...