金融科技与绿色金融在银行业中的互动：地理分布与银行治理的关系-52页

PreprinFintechandGreenFinanceinBanking:tnotpeTheInterplayofGeographicDispersionandBankGovernanceerreviewedZhaoyanLiua,Xiaoqing(Maggie)Fua,aFacultyofBusinessAdministration,UniversityofMacau,Macau,ChinaCorrespondingauthor.Email:maggiefu@um.edu.moThispreprintresearchpaperhasnotbeenpeerreviewed.Electroniccopyavailableat:https://ssrn.com/abstract=4838389PreprinFintechandGreenFinanceinBanking:tnotpeTheInterplayofGeographicDispersionandBankGovernanceerreviewedAbstractBothfintechandgreenfinancearecentralthemesintheongoinginternationaldiscourseonbankingsectordevelopment,yettheyaregenerallytreatedasseparateinacademicresearch.Thisstudyconnectsfintechandgreenfinancebyexploringthepotentialoffintechinfacilitatingbanks’engagementingreenfinance.Weintroduceanovelmeasureforassessinggeographicdispersionofbankbranchesandinvestigatehowtheimpactoffintechongreenfinanceactivitiesisrelatedtogeographicdispersionanditsinterplaywithbankgovernance.DrawinguponasampleofalllistedbanksinChinaoverthe2010-2022period,wefindthatfintechnegativelyaffectgreenlendingparticipationofgeographicallymoredispersedbanks.However,whenaccompaniedbyeffectivebankgovernance,evenhighlydispersedbankscanunlockthesupportingeffectoffintechongreenlending.Ourresultsarerobustafteremployingalternativemeasuresforfintechandgreenfinanceengagement,asubsample,andaninstrument...