CommunityResponsestoFloodinginRiskMitigationActions:EvidencefromtheCommunityRatingSystemYanjun(Penny)Liao,SimonSølvsten,andZacharyWhitlockWorkingPaper24-08June2024AbouttheAuthorsYanjun(Penny)LiaoisaneconomistandfellowatResourcesfortheFuture(RFF).Herresearchprimarilyfocusesonissuesofnaturaldisasterriskmanagementandclimateadaptation.Shehasstudiedtheimpactsofdisastersonlocalgovernmentbudgets,housingmarkets,anddemographicchanges.Herongoingworkinvestigateshowdisasterinsuranceinteractswiththehousingandmortgagesector,aswellastheeconomicandfiscalimpactsofadaptationpoliciesonlocalcommunities.LiaoearnedherPhDineconomicsfromUCSanDiegoin2019andconductedherpostdoctoralresearchduring2019–21attheWhartonRiskCenteratUniversityofPennsylvania..SimonSølvstenisthedirectorofEuropeanCenterforRisk&ResilienceStudiesattheUniversityofSouthernDenmark.HeholdsaPhDinEconomicsfromtheUniversityofSouthernDenmark.Simon’sprimaryresearchfocusrevolvesaroundriskfinancing,andorganizationalresilience.ZacharyWhitlockisaseniorresearchanalystatRFF.HegraduatedfromtheUniversityofPennsylvaniain2020withaBSEinMaterialsScienceandEngineeringandaBAinEarthScience.HethenearnedhisMPhilinEnvironmentalPolicyfromtheUniversityofCambridge,wherehisdissertationfocusedontrackingtrendsintheclimatechangediscourseofenvironmentallobbyingorganizations.BeforeCambridge,hisr...
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