PublicDisclosureAuthorizedPolicyResearchWorkingPaper10757PublicDisclosureAuthorizedSpilloversinICTAdoptionfromFormaltoInformalFirmsPublicDisclosureAuthorizedEvidencefromZambiaFilipJolevskiGauravNayyarReginaPleningerShuYuPublicDisclosureAuthorizedEquitableGrowth,FinanceandInstitutionsAverifiedreproducibilitypackageforthispaperisPracticeGroup&availableathttp://reproducibility.worldbank.org,GlobalIndicatorsGroupclickherefordirectaccess.April2024PolicyResearchWorkingPaper10757Abstractrangingfromcomputers,tablets,andcellphonestomobilemoneytransactions,andisrobusttovariousmeasuresofThispaperexaminesspilloversintheuseofdigitaltech-geographicproximityandmodelmodifications.Theresultsnologiesfromformaltoinformalbusinessesbyexploringvarybytheowner’slevelofeducationandbusinessage.Thedifferencesingeographicproximity.Usingauniquesetofresultsalsosuggestthatthespilloversininformationandgeocodeddatafromthe2019WorldBankEnterpriseSur-communicationstechnologyusecanbeexplainedbycom-veysinZambia,thefindingsindicatethatclosergeographicpetitioninthelocalmarketandlearningthroughenhancedproximitytoformalfirmsisassociatedwithasignificantlyinteractions.higherlikelihoodofdigitaladoptionbyinformalbusinesses.Thefindingholdsforvarioustypesofdigitaltechnologies,ThispaperisaproductoftheEquitableGrowth,FinanceandInstitutionsPracticeGroupandth...
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