FinancialStabilityReportApril2024BOARDOFGOVERNORSOFTHEFEDERALRESERVESYSTEMTheFederalReserveSystemisthecentralbankoftheUnitedStates.ItperformsfivekeyfunctionstopromotetheeffectiveoperationoftheU.S.economyand,moregenerally,thepublicinterest.TheFederalReserveconductsthenation’smonetarypolicytopromotemaximumemploymentandstablepricesintheU.S.economy;promotesthestabilityofthefinancialsystemandseekstominimizeandcontainsystemicrisksthroughactivemonitoringandengagementintheU.S.andabroad;promotesthesafetyandsoundnessofindividualfinancialinstitutionsandmonitorstheirimpactonthefinancialsystemasawhole;fosterspaymentandsettlementsystemsafetyandefficiencythroughservicestothebankingindustryandtheU.S.governmentthatfacilitateU.S.-dollartransactionsandpayments;andpromotesconsumerprotectionandcommunitydevelopmentthroughconsumer-focusedsupervisionandexamination,researchandanalysisofemergingconsumerissuesandtrends,communityeconomicdevelopmentactivities,andadministrationofconsumerlawsandregulations.Tolearnmoreaboutus,visitwww.federalreserve.gov/aboutthefed.htm.iiiContentsPurposeandFramework..................................................vOverview...............................................................11AssetValuations......................................................52BorrowingbyBusinessesandHouseholds...................
发表评论取消回复