BISPapersNo144TheeconomicimplicationsofservicesinthemetaversebyCarlosCantú,CeciliaFrancoandJonFrostMonetaryandEconomicDepartmentFebruary2024JELclassification:E42,I19,I29,L8,O31,O36.Keywords:metaverse,digitaleconomy,services,paymentservices,education,healthcare.TheviewsexpressedarethoseoftheauthorsandnotnecessarilytheviewsoftheBIS.ThispublicationisavailableontheBISwebsite(www.bis.org).©BankforInternationalSettlements2024.Allrightsreserved.Briefexcerptsmaybereproducedortranslatedprovidedthesourceisstated.ISSN1682-7651(online)ISBN978-92-9259-739-9(online)TheeconomicimplicationsofservicesinthemetaverseCarlosCantú,CeciliaFranco†andJonFrost‡AbstractHowcouldanimmersivecomputer-generatedenvironment(“themetaverse”)impactservicesinthedigitaleconomy?Investmentinvirtualworldshasgrownrapidly.Yetthetechnologystillfallsshortofachievingfullyimmersiveexperiences.Anddespitehyperbolicpredictions,variousindicatorsshowinteresthasfalleninthelasttwoyears.Whilesomeusecasesshowpromise(eggaming,education,healthcare),othersseemdistinctlygimmicky(egvirtualbankbranches,landspeculation).Ifthemetaversedoessucceed,itcouldmean:(i)ablurringoflinesbetweenthetradableandnon-tradablesectors,(ii)greatercross-bordereconomicintegrationand(iii)newdemandsonpaymentservices.Inprinciple,retailfastpaymentsystems,retailcentralbankdigitalcurrenciesor...
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