JournalofRiskandFinancialManagementArticleFinTechandFinancialInclusion:ExploringtheMediatingRoleofDigitalFinancialLiteracyandtheModeratingInfluenceofPerceivedRegulatorySupportMuhammedBasidAmnas1,MurugesanSelvam1andSatyanarayanaParayitam2,1DepartmentofCommerceandFinancialStudies,BharathidasanUniversity,Tiruchirappalli620024,TamilNadu,India;amnasbasith@bdu.ac.in(M.B.A.);drmselvam@bdu.ac.in(M.S.)2DepartmentofManagementandMarketing,CharltonCollegeofBusiness,UniversityofMassachusettsDartmouth,Dartmouth,MA02745,USACorrespondence:sparayitam@umassd.eduCitation:Amnas,MuhammedBasid,Abstract:Exploringthepotentialoffinancialtechnology(FinTech)topromotefinancialinclusionisMurugesanSelvam,andtheaimofthisresearch.ThisstudyconcentratedonunderstandingwhypeopleuseFinTechandhowSatyanarayanaParayitam.2024.itaffectstheiraccesstofinancialservicesbytakingintoaccountthemediatingroleofdigitalfinancialFinTechandFinancialInclusion:literacyandthemoderatingeffectofperceivedregulatorysupport.ThisstudyusedpartialleastExploringtheMediatingRoleofsquaresstructuralequationmodeling(PLS-SEM)fortestingtheresearchmodelbycollectingdataDigitalFinancialLiteracyandthefrom608FinTechusersinIndia.Theresultsrevealedtheroleoftrust,servicequality,andperceivedModeratingInfluenceofPerceivedsecurityareessentialinpromotingtheutilizationofFinTechservices.Thisstu...
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