美联储-高等教育保险导航：需求与逆向选择的实验研究（英）-2024.4-57页

FinanceandEconomicsDiscussionSeriesFederalReserveBoard,Washington,D.C.ISSN1936-2854(Print)ISSN2767-3898(Online)NavigatingHigherEducationInsurance:AnExperimentalStudyonDemandandAdverseSelectionSidhyaBalakrishnan,EricBettinger,MichaelS.Kofoed,DubravkaRitter,DouglasA.Webber,EgeAksu,andJonathanS.Hartley2024-024Pleasecitethispaperas:Balakrishnan,Sidhya,EricBettinger,MichaelS.Kofoed,DubravkaRitter,DouglasA.Web-ber,EgeAksu,andJonathanS.Hartley(2024).“NavigatingHigherEducationInsurance:AnExperimentalStudyonDemandandAdverseSelection,”FinanceandEconomicsDis-cussionSeries2024-024.Washington:BoardofGovernorsoftheFederalReserveSystem,https://doi.org/10.17016/FEDS.2024.024.NOTE:StaffworkingpapersintheFinanceandEconomicsDiscussionSeries(FEDS)arepreliminarymaterialscirculatedtostimulatediscussionandcriticalcomment.TheanalysisandconclusionssetfortharethoseoftheauthorsanddonotindicateconcurrencebyothermembersoftheresearchstaffortheBoardofGovernors.ReferencesinpublicationstotheFinanceandEconomicsDiscussionSeries(otherthanacknowledgement)shouldbeclearedwiththeauthor(s)toprotectthetentativecharacterofthesepapers.NavigatingHigherEducationInsurance:AnExperimentalStudyonDemandandAdverseSelectionSidhyaBalakrishnan†,EricBettinger‡,MichaelS.Kofoed§,DubravkaRitter¶DouglasA.Webber,EgeAksu,andJonathanS.Hartley††February21,2024Abst...