开放银行与影子银行的现代化监管（英）-31页

Openbanking,shadowbankingandregulationStaffWorkingPaperNo.1,039September2023PeterEccles,PaulGrout,PaoloSicilianiandAnna(Ania)ZalewskaStaffWorkingPapersdescriberesearchinprogressbytheauthor(s)andarepublishedtoelicitcommentsandtofurtherdebate.Anyviewsexpressedaresolelythoseoftheauthor(s)andsocannotbetakentorepresentthoseoftheBankofEnglandortostateBankofEnglandpolicy.ThispapershouldthereforenotbereportedasrepresentingtheviewsoftheBankofEnglandormembersoftheMonetaryPolicyCommittee,FinancialPolicyCommitteeorPrudentialRegulationCommittee.(1)BankofEngland.Email:peter.eccles@bankofengland.co.uk(2)BankofEngland,UniversityofBristolandCEPR.Email:paul.grout@bankofengland.co.uk(3)BankofEngland.Email:paolo.siciliani@bankofengland.co.uk(4)UniversityofLeicesterSchoolofBusiness.Email:a.zalewska@leicester.ac.ukTheviewsexpressedinthispaperarethoseoftheauthors,andnotnecessarilythoseoftheBankofEnglandoritscommittees.WewouldliketothankXavierFreixas,MarcHinterschweiger,Jean-CharlesRochet,MisaTanaka,andtheparticipantsoftheEuropeanCentralBank’sconferenceon‘Financialintermediation,regulationandeconomicpolicy’fortheirhelpfulcommentsandsuggestions.TheBank’sworkingpaperseriescanbefoundatwww.bankofengland.co.uk/working-paper/staff-working-papersBankofEngland,ThreadneedleStreet,London,EC2R8AHEmail:enquiries@bankofengland.co.uk©2023Ban...