确定公司的最佳贷款方案

贷款时间企业最佳还款方案选择贷款金额贷款年限￥2,000,000.00企业可承受月还款额范围2￥49,000.00方案1：等额本息方案2：等额本金年利率：6.20%年利率：月份数每月偿还额月份数月利率还款本息总额最高月还款额1￥88,821.5710.542%是否可以考虑该方案2￥88,821.5720.542%3￥88,821.5730.542%4￥88,821.5740.542%5￥88,821.5750.542%6￥88,821.5760.542%14￥88,821.57140.542%15￥88,821.57150.542%16￥88,821.57160.542%17￥88,821.57170.542%18￥88,821.57180.542%19￥88,821.57190.542%20￥88,821.57200.542%21￥88,821.57210.542%22￥88,821.57220.542%23￥88,821.57230.542%24￥88,821.57240.542%￥2,131,717.65还款本息总额￥88,821.57最高月还款额否是否可以考虑该方案方案评价方案2比方案1每月多付5345元月还款金额方案1比方案2总共多付7060元还款本金利息和方案2更优最终结论择方案2：等额本金每月偿还额￥94,166.676.50%￥93,656.60累计归还本息￥93,149.29￥92,644.73￥0.00￥92,142.91￥94,166.67￥91,643.80￥187,823.26￥87,747.05￥280,972.55￥87,271.75￥373,617.29￥86,799.03￥465,760.19￥86,328.87￥1,185,160.84￥85,861.25￥1,272,907.88￥85,396.17￥1,360,179.63￥84,933.61￥1,446,978.66￥84,473.55￥1,533,307.52￥84,015.98￥1,619,168.77￥83,560.90￥1,704,564.94￥83,108.28￥1,789,498.55￥1,873,972.10￥2,124,657.26￥1,957,988.08￥94,166.67￥2,041,548.98否