Morgan Stanley-US Banks and Consumer Finance Dollars and Cents-108018525

MMay3,202411:04PMGMTMorganStanley&Co.LLCUpdateUSBanksandConsumerFinanceNorthAmericaBetsyL.Graseck,CFA+1212761-8473+1212761-4092DollarsandCentsEquityAnalyst+1212761-1761Betsy.Graseck@morganstanley.com+1212761-1664Inthisweeklynote,wetrackperformance,EPSrevision,+1212761-1084valuation,sentiment,andpositioningdataacrossUSBanksandMananGosalia+1212761-6252ConsumerFinancestocks.Wealsotrackthelatesttrendson+1212761-2112deposits,loansandcashfromtheFedH.8release.EquityAnalyst+1212296-3096Manan.Gosalia@morganstanley.comInsideyouwillfind:AttractiveJeffreyAdelson,CFAIn-Line•PerformanceandconsensusEPSrevisionsoverthepast5days,30days,90In-Linedays,andYTD.EquityAnalystJeff.Adelson@morganstanley.com•Dividendandbuybackyields/payoutratiosbycompany.•Sell-sidesentimentvs.short-interesttrends.RyanKenny,CFA•Valuationmetrics(P/EandP/TBVPS)versushistoricalbenchmarks.•Industry-widebankloananddeposittrendsfromtheFedH.8release.EquityAnalystRyan.Kenny@morganstanley.comBrianWilczynski,CFAResearchAssociateBrian.Wilczynski@morganstanley.comConnellJSchmitzResearchAssociateConnell.Schmitz@morganstanley.comAyokunleFagbemi,CFAResearchAssociateAyo.Fagbemi@morganstanley.comAlexanderLWardResearchAssociateAlex.Ward@morganstanley.comLargeCapBanksNorthAmericaIndustryViewMidcapBanksNorthAmericaIndustryViewConsumerFinanceNorthAmericaIndustryViewMo...